Financing international trade

International trade?

We know that when you export and trade internationally, funding available as and when you need it can make the difference between success and failure. Expanding into international markets can be extremely profitable for many, however, the initial start-up costs, currency differences and the cost of transporting goods overseas can prove difficult for many businesses to navigate in international trade

Financing imports

If you are an importer, managing cash flow can be very difficult. Your foreign supplier may want payment up-front, long before you have received the goods let alone sold them. The situation is further complicated if you are importing raw materials or components which need processing before you can turn them into finished products and then cash.

Through a range of funders, we can help you to bridge the cash flow gap between paying your supplier and receiving payment from your buyers.

Financing exports

Selling goods on credit either to home or foreign markets stretches cash resources. If you are growing, that can make things worse – the busier you are the more cash flow you need. Invoices for exports can be factored in the same way that domestic invoices can.

When you factor your invoices, you can make sure that you have the cash in place when exporting your goods and services. A factoring company working in this area will not only be experienced at making sure you have your funding as and when you need it, but they will make sure you are paid in your chosen currency whilst working around language, culture and time zone barriers. There are specialised factoring companies for international trade

Trade Finance

Perhaps you are both importing and exporting. Trade Finance is not limited to arranging finance. It also includes international funds transfers, foreign currency accounts, managing exchange risks, Documentary Collections, Letters of Credit and the provision of credit insurance. Our business partners are experienced and can provide intelligence about local markets and currencies.

As international trade is a complex and ever-changing sector, we will work with you to make the process of finding the right provider and facility for your business as simple and efficient as possible.

What are the benefits of trade finance?

• Facilities for financing imports and/or exports will help you manage cash flow and fund growth.
• Regardless of where in the world you do business, the companies we work with have years of experience dealing with overseas business understanding different languages and cultures. Most lenders are also willing to deliver payment to you in your preferred payment currency – sterling, dollars, euros etc.
• Help is available to manage risks involved in foreign trade – currency and exchange rate fluctuations, credit insurance, managing freight in transit, etc.

Why choose us?

Our years of experience have taught us that not all businesses are straightforward but regardless we understand that a stable credit facility and cash when you need it is important to all businesses.

We will work with you to understand your business and its needs to put you in contact with a factoring company that will not only be the right fit for you, but can offer you the best deal on the market.

To discuss your credit needs confidentially, contact us now to chat to one of our experienced and knowledgeable advisers.